If you’re about to take on staff, even if it’s just part-time, then you need to make sure you have employers’ liability coverage in place first. This will help protect you in case any of you employees are taken ill or suffer injury which is considered to be as a result of working for you.
No matter how hard you try to reduce risk from your business, accidents can still happen. This is where public liability could help. If, during your day-to-day business, a customer, contractor, or member of the public is injured, or if your actions result in any property damage, your business could be faced with a large legal or compensation bill. Public liability coverage could protect your company from these sorts of costs should something happen.